Information you enter
This website has no application form, callback form, account registration or newsletter signup. It does not ask for your name, address, phone number, email or creditor account details.
The budget worksheet calculates in your browser. Its figures are not submitted to a server, placed in a URL, stored in local storage or sent to an analytics service.
The Scottish firm-directory search also runs only in your browser. Search text is not sent to a server or saved by the site. Search by a business name or town, not by an account number or personal debt details. Use Clear search when finished on a shared device.
Browser and printed copies
Your browser may preserve form values through its own history or restoration features. Use the worksheet’s clear button when finished on a shared device.
If you print or save the result, that copy is under your control. Store it carefully and share it only with the person or service you intend.
Cookies and tracking
The site code does not set advertising or analytics cookies and does not include third-party marketing tags. It does not use behavioural advertising or a tracking-based eligibility tool.
The hosting provider may process technical request information, such as IP address, requested URL, time and browser information, to deliver and secure the website. This is distinct from collecting a debt application.
Hosting
The website is hosted on Vercel. Information about the provider’s own processing is available in Vercel’s privacy policy. This site does not promise that no technical data is processed when a web page is requested.
External websites
Links to government, charity, professional-body and collection-firm websites take you to services with their own privacy policies. We do not transmit your worksheet figures or directory search text to them. If you contact an external service, information you supply is handled by that service.
Sensitive information
Do not include personal financial details in a website URL or share them publicly when discussing this site. Contact an advice service through its official channels for personal assistance.